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Our bankruptcy lawyers are admitted to practice in the State Courts of both New York and New Jersey, and the Federal Courts of both states. Our firm has helped thousands of clients get back on their feet by filing bankruptcy or making debt settlements. Additionally, our office has helped clients’ facing wage garnishments, bank levies, and foreclosures. Bankruptcy allows debtors to get a fresh start by eliminating their debt. Many consumers who contact our bankruptcy lawyers are under a misguided impression that filing for bankruptcy means that they will have to give up everything they own, and their credit will be ruined forever. Most often this is not the case. Many of our clients have been able to bring up their credit immediately after filing bankruptcy while keeping their assets.
Bankruptcy allows consumers who are facing foreclosure, a “way out”. One of those options is through a process called Loss Mitigation. Loss Mitigation is a process which allows mortgage lenders to work with owners who are delinquent on their home loans. Bankruptcy can stop a foreclosure sale or auction immediately.
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